Residential loans are available in numerous forms including Verified Home Loans which are ideal for either refinancing properties or buying new properties as well as new home construction loans even if you are building the property yourself as the owner builder. You must be able to prove all your income details and have been employed with the same employer for a nominated period of time. We offer verified loans from all major banks and lenders and these loans often include great features such as the ability to get fixed interest rates, or interest-only home loans. Fixed interest rates are available for up to 5 years and are an excellent way of making sure that repayments do not increase during the period of the fixed interest rate. Interest-only home loans are loans when only the interest rate is paid and not the principal. This means that repayments are less however the principal (the capital first loaned) is not being reduced during this interest-only period. Usually, interest-only loans are worth considering if the property is for investment purposes which can be deducted from the source of income, and particularly if the property speculation has a short-term objective of reselling the property for capital gain. In a short-term scenario, there is little achieved by including the payment of the principal in repayments. Some institutions also provide special package or professional package loans. These feature-rich loans include added benefits such as significant reductions in interest rates, offset interest features, easy and flexible access, lines-of-credit reduced honeymoon rates for the first few months, exclusive rewards and so on. Finally, verified home loans offer the highest LVR (Loan to Value Ratio) loans available of up to 100% of the value of the property. Feel free to complete the quote form on this page for an obligation-free, cost-free assessment of your financial requirements.

Investment Loans are available for properties throughout Australia and we additionally welcome individuals from overseas wanting to invest in property/real estate in Australia. One of the added benefits of purchasing an investment property is that a proportion of the income generated by the investment property can be used to (a) offset loan payments from the property, and (b) leverage the access to additional funds - that is, improve your borrowing capacity. Please feel free to submit the quote form on this page for an obligation-free and cost- free assessment of your financial requirements.