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Positive-Finance-Australia.com | Home Loans
Positive Finance Australia Pty Ltd ACN 095 600 052
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The loan process | Positive-Finance-Australia.com
The loan process is very simple and straightforward.
Pre-Approval
It all starts with getting a quote Once you're approved in principle, you then are pre-qualified to go and purchase a property to the value of the pre-approval whilst ensuring all other conditions are adhered to.
The Application
Once you're pre-approved, and you have signed a contract for the purchase of property, we then get all original paperwork to you as quickly as possible for final authorisation. After this, return all paperwork and supporting documentation to us for final processing.
Calculating loan options photo
Settlement
After all original paperwork is returned and approved, the conveyance parties involved will advise you of date of settlement.
Over 450 loan options available
Which loan is right for you
Which loan for you photo
There are literally hundreds of loan options available. To decide which is the right loan for you, it's important to consider; interest rate (fixed-term or honeymoon rates), length of payment period, flexibility, ease of exiting the loan, ability to make additional payments, ability to cash-out any surplus funds without refinancing, documentation required, acceptance of any past credit infringements, and so forth.

We pride ourselves in being able to provide options that represent optimised solutions for our client's individual scenarios.
We have over 600 Loan Options
We can usually provide you with a short-list of your options very quickly.
Personal Processing is the Key
After initial processing, analysis of your scenario is conducted by a consultant.
Choosing a loan
After selecting the top solutions for your personal circumstances, we then provide you with these details to enable you to make an informed decision in a quick and easy manner.

If requested, we can provide you with details in writing before proceeding including all terms and conditions as well as total interest payments, total interest and principal payments, and amortization schedules, plus any other information you request regarding the lender being considered.

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